I've thought about this a lot. Who pays for the health costs of an individual when a failure happens on the roads when cars all drive themselves? The obvious answers seem to fail upon examination: the software creator, the automobile creator, the passenger of either vehicle, etc. There would need to be some sort of universal insurance pool that everyone pays into.

What are your thoughts?

If it's a Google self driving car, Google needs to cover the insurance because the vehicle is considered the driver. If they're that safe, perhaps a portion of the purchase cost would cover long term insurance? Hadn't thought about car owners paying Google an annual fee for insurance, but s'pose anything's possible...